Introduced in 2025, the SIU is an initiative aimed at making it easier for individuals and businesses across the EU to make the most out of their savings. The SIU seeks to effectively connect savings and investments needs to ultimately strengthen the European economy.
To bring this vision to life, the initiative includes, amongst other things, SIAs – special types of accounts that complement regular bank accounts, allowing individuals to easily invest in different types of products such as shares, bonds, or funds.
Beyond their simplicity, SIAs often come with simple tax rules and attractive tax benefits, allowing investors to keep more of what they earn.